3 Reasons to Use a Reloadable Prepaid Card

Everyone deserves financial protection and convenience from the payment cards they carry.

One of the most popular payment methods among today’s consumers is reloadable prepaid. Prepaid’s popularity continues to grow because consumers have experienced the benefits of security, convenience, and satisfaction of adding this spending tool as a complement to their other payment methods.

These cards act like debit cards but provide many of the security features of credit. With chip-and-PIN technology and backed by major payment networks, such as Visa®, prepaid cards are the smart choice for completing your wallet.

#1: Prepaid card safety features

In a time when personal and payment information can be stolen from brick-and-mortar stores, online, ATMs, and even gas pumps, many card users choose prepaid to limit exposure to potential fraud. Because there are no links to other financial accounts, prepaid cardholders can better protect their financial information and money against everyday spending risks. Unlike cash, you can replace a lost or stolen card. Some even offer emergency cash services.

Reloadable prepaid can be a safe, financial solution for the whole family. Because they don’t require a bank account or credit check, prepaid cards are a smart choice for minors and young adults. Parents who want to teach positive financial habits to their children, or who have a child at college, often choose prepaid as a separate account that the dependent can easily manage and reload. These cards differ from credit cards because a cardholder is not borrowing money or paying interest on a balance.

#2: Built-in budgeting tools

Prepaid has also become a popular budgeting tool for those who want to gain control of their finances and prevent overspending. Card users spend and withdraw their own cash—but only the amount loaded to the card. Travelers often use prepaid to help budget for a trip. You can spend stateside or abroad without having to carry cash or a card linked to your primary finances. As a widely accepted form of payment, card users don’t have to worry about where they can spend or access their money. You can use these cards anywhere the major network is accepted—in person or online.

#3: Simple account management

Reloading a prepaid card is easy. Some cardholders automatically load with direct deposit or from a checking or savings account. There are also options to reload prepaid cards with cash or checks. These convenient reload methods save cardholders time and get them access to funds quickly.

Many prepaid cards offer free and simple ways to access and manage account information. Popular card management tools include online account access and smartphone apps to monitor card balance and recent transactions, plus track spending targets for staying on budget.

Whatever your payment needs, prepaid is the perfect complement to other accounts or the cards found in your wallet.

Enjoy these benefits and more with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA store or learn more at AAA.com/MemberPay.

Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.

2 Replies to “3 Reasons to Use a Reloadable Prepaid Card”

  1. We were cleaning out some drawers and found some gift cards and wanted to check the balance, if any exists. Of the many cards we came across, we were able to determine the balances of all of them, exception being the AAA Visa Travel Card. Your websites are some of the most convoluted, user-unfriendly I’ve ever attempted to utilize. We still cannot determine if there’s a balance on this card. Not good customer service.

    1. I’m sorry to hear you were having trouble checking your card balance. You can check balances for the AAA Visa Travel Money card online at aaa.myprepaidbalance.com, or call customer service, 24/7 at 1-866-261-1971. I hope this helps!

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