A Family Budgeting Tool for the 21st Century

Sharing and budgeting funds across the modern family is now easier — and more secure — with reloadable prepaid cards. An inexpensive and beneficial way to get funds quickly to those who need them, reloadable cards often become the preferred payment choice among even the busiest families with dynamic lifestyles. Whether it’s to help support a student at college or studying abroad, teach teens money management and budgeting, or help a dependent family member with everyday expenses, those who choose prepaid favor responsible spending and financial security.

Card issuers and major payment networks, such as Visa, provide critical security features in today’s prepaid card market. Two significant features include chip-and-PIN technology – to limit payment system fraud – and a zero-liability policy – to help ensure cardholders aren’t responsible for unauthorized transactions. Unlike cash, a lost or stolen card can be replaced and some networks offer emergency services like cash and card replacement.

Today’s families and young adults are choosing reloadable prepaid as a smart financial solution. It can simplify budgeting and help to teach money management skills and disciplined spending. The cards are not linked to a bank or credit account, which means there is no credit check required, and no borrowing money, running up debt, overdraft fees or paying interest on a balance. Cardholders have control of how much and how often they choose to spend and then reload funds when necessary. Reloading a prepaid card is easy. Some cardholders automatically load their card through direct deposit or from a checking or savings account. There also are options to reload with cash or checks. These convenient reload methods save time and cardholders can access funds quickly.

Prepaid also offers popular account-visibility options, like online account access and smartphone apps. These features help cardholders monitor card balance and recent transactions, track spending targets and stay on budget. Primary cardholders can easily stay informed of card activity by activating text and email alerts. Secondary cardholders have the freedom to spend independently, but only what’s loaded to the card.

Enjoy all of these benefits and multiple reload options — including AAA locations, fee-free¹ ATMs and more — with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.

1 While this feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this card. See cardholder agreement for more details.

The card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.