Several studies report that women have anxiety about money and lack confidence in their ability to manage it. A 2017 study by Merrill Lynch found that only 52% of women say they are confident in managing investments, and one in four said they have not planned at all for their financial future. We offer six …
A Dozen Budget-Friendly Tips for Your 2020 Road Trip
2020 is shaping up as the year of the road trip. As the nation tries to emerge from the recent health crisis and accompanying economic impacts, Americans are yearning to out and about despite strained budgets and lingering concerns over air and international travel. To many people, the tried-and-true road trip seems like the safest …
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Three Smart Ways to Use Your Tax Refund
The COVID-19 crisis has brought both a deadline extension for filing 2019 taxes and a heightened awareness of the need to plan for financial security. If you are due a refund, you have probably already filed your taxes or plan to file soon. Here are three productive ways to consider using that refund money: Pay …
Five Valuable Financial Lessons from Great-Grandpa
The shelter-in-place order to control the spread of COVID-19 has created employment and financial hardships for a large percentage of families all across the country. As we look toward the future and getting our lives and finances back in order, many people realize they need make changes in how they manage their money. History can …
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What the 2019 Tax Extension Means for You
With the COVID-19 crisis peaking anxiety levels and disrupting everyday life, it was comforting to learn that the IRS has extended the tax deadline by three months. All taxpayers – both individuals and businesses – now have the option to defer 2019 federal income tax filing and/or payments until July 15, 2020. On the surface, …
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The Value of Investing Early
Albert Einstein, in addition to his groundbreaking scientific contributions, has been credited with offering some pretty sound financial advice. He is often quoted as saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” Whether or not Einstein ever actually said this, the quote …
Investment Terms for Beginning Investors
Have you ever been confused by the jargon used on Wall Street? Let’s translate some esoteric stock market terms into plain English. Blue chips Stocks that have a history of consistently reliable dividend payments, issued by huge corporations with solid management. In addition, a nickname for the Dow Jones Industrial Average, which includes 30 companies …
Five Tips for Retirement Income Planning
It’s never too early to start dreaming about retirement. And it’s never too early to start taking stock of your situation and figuring out how to comfortably fund those retirement dreams. The key to success is to start saving early, educate yourself and review your plan and progress regularly. The following tips touch on a …
Life Insurance Needs – Trust the Numbers
When people take on an obligation, they usually plan on being able to fulfill it. But sometimes things don’t work out according to our best expectations. Our debts don’t end when we do. If you didn’t come home from work tomorrow, chances are your family would still have many costs to cover. Life insurance can …
A Family Budgeting Tool for the 21st Century
Sharing and budgeting funds across the modern family is now easier — and more secure — with reloadable prepaid cards. An inexpensive and beneficial way to get funds quickly to those who need them, reloadable cards often become the preferred payment choice among even the busiest families with dynamic lifestyles. Whether it’s to help support …
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