From holiday shopping, Black Friday deals, online promotions and more, the holiday season is one of the busiest times of the year for shoppers. This year, in the midst of COVID-19, shopping online for the holidays is expected to be even bigger than ever before. Unfortunately, the growing popularity of online shopping is also a …
Continue reading “Holiday Identity Theft: How to Stay Safe While Shopping “
A credit score is perhaps one of the most critical three-digit numbers in a person’s life. It decides a lot and, in a lot of cases, can make or break you. It helps lenders decide the terms, interest rates and amounts of credit-card lines and loans. It’s no secret that the higher your best credit …
Several studies report that women have anxiety about money and lack confidence in their ability to manage it. A 2017 study by Merrill Lynch found that only 52% of women say they are confident in managing investments, and one in four said they have not planned at all for their financial future. We offer six …
2020 is shaping up as the year of the road trip. As the nation tries to emerge from the recent health crisis and accompanying economic impacts, Americans are yearning to out and about despite strained budgets and lingering concerns over air and international travel. To many people, the tried-and-true road trip seems like the safest …
Continue reading “A Dozen Budget-Friendly Tips for Your 2020 Road Trip”
The COVID-19 crisis has brought both a deadline extension for filing 2019 taxes and a heightened awareness of the need to plan for financial security. If you are due a refund, you have probably already filed your taxes or plan to file soon. Here are three productive ways to consider using that refund money: Pay …
The shelter-in-place order to control the spread of COVID-19 has created employment and financial hardships for a large percentage of families all across the country. As we look toward the future and getting our lives and finances back in order, many people realize they need make changes in how they manage their money. History can …
Continue reading “Five Valuable Financial Lessons from Great-Grandpa”
With the COVID-19 crisis peaking anxiety levels and disrupting everyday life, it was comforting to learn that the IRS has extended the tax deadline by three months. All taxpayers – both individuals and businesses – now have the option to defer 2019 federal income tax filing and/or payments until July 15, 2020. On the surface, …
Continue reading “What the 2019 Tax Extension Means for You”
Albert Einstein, in addition to his groundbreaking scientific contributions, has been credited with offering some pretty sound financial advice. He is often quoted as saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” Whether or not Einstein ever actually said this, the quote …
Have you ever been confused by the jargon used on Wall Street? Let’s translate some esoteric stock market terms into plain English. Blue chips Stocks that have a history of consistently reliable dividend payments, issued by huge corporations with solid management. In addition, a nickname for the Dow Jones Industrial Average, which includes 30 companies …
It’s never too early to start dreaming about retirement. And it’s never too early to start taking stock of your situation and figuring out how to comfortably fund those retirement dreams. The key to success is to start saving early, educate yourself and review your plan and progress regularly. The following tips touch on a …