Travel is often about adventure and relaxation, but there is nothing restful about becoming a victim of hotel theft. People report thieves lifting everything from heirloom jewelry left on the edge of a bathtub to cash and credit cards stowed in luggage. While crime can occur anywhere, there are steps travelers can take to protect …
Identity Theft and Insurance
Identity theft victims often spend months or years recovering from the frauds perpetrated on their bank accounts and getting their credit rating corrected. Protect yourself against identity theft with this advice. What is identity theft? Identity theft is the act of taking personal information — like Social Security or bank account numbers— and using it …
Distracted Driving
For the rest of my life, I will remember a woman I do not know, a calendar date that used to be insignificant and medical terminology I never thought would be relevant to me. The distracted driver who crashed into me going full speed while I sat at a red light on Nov. 3, 2015, …
Liability and Safety Tips for Dog Owners
Most dogs are friendly, loving members of the family, but even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food. According to the Centers for Disease Control and Prevention (CDC), more than 4.7 million people are bitten by dogs annually, resulting in an estimated 800,000 injuries that …
Holiday Blunders (And How You Can Avoid Them)
While celebrating the holiday season, it is important to keep safety in mind. The most common holiday related injuries and accidents that occur this time of year result from putting up and taking down decorations, followed by injuries from broken ornamental bulbs. Here are some tips to stay merry this time of year from The …
Continue reading “Holiday Blunders (And How You Can Avoid Them)”
Ask Ed: What’s Comprehensive Insurance?
We’re breaking down insurance questions with answers from our in-house expert. Ed Conley is a CPIA and the director of Insurance Sales and Financial Services at AAA. Have a question for Ed? Drop us a line at AAA.com/AskEd. Q: What is comprehensive coverage on my insurance policy? Why do I need it? A: Comprehensive insurance …
Term Life Insurance vs. Permanent Life Insurance
The most basic feature of a life insurance policy is the death benefit, the lump-sum payment your beneficiaries would receive if you die. It’s the core reason to own life insurance, but it’s not the only one. Some types of insurance offer riders or other features that can play an important role in your financial …
Continue reading “Term Life Insurance vs. Permanent Life Insurance”
Tailgating Playbook: Play it Safe This Football Season
As football season kicks off, many Ohioans will celebrate the season with tailgates. To keep these fun-filled gatherings from turning into costly blunders, AAA’s insurance agents encourage tailgaters to follow three plays from the tailgating playbook. ”We all look forward to game day festivities with our friends and family, and insurance coverage is likely the …
Continue reading “Tailgating Playbook: Play it Safe This Football Season”
What to Do if You Hit a Deer (and How to Avoid It)
The white-tailed deer is a typical sight in Ohio through much of the year, especially the fall. But when you’re driving, you may wish it wasn’t so common. According to the Highway Loss Data Institute, the number of insurance claims due to animal-vehicle collisions peaks each November. Fortunately, you can take steps to keep yourself …
Continue reading “What to Do if You Hit a Deer (and How to Avoid It)”
I’m Borrowing My Friend’s Car. Am I Covered?
Most people have an idea of what their insurance policies cover. At AAA Ohio Auto Club Insurance Agency, we often get questions about insurance for borrowing a car or loaning a car to someone else. Insurance coverage follows the vehicle Generally, insurance coverage follows the vehicle rather than the driver. In most instances, as long …
Continue reading “I’m Borrowing My Friend’s Car. Am I Covered?”