It's important to know how to handle auto accidents safely. Here's what to do when you get in a car accident.
Whether it’s a fender-bender or a more serious collision, knowing what to do after a car accident can help make the claims process easier. If you’re involved in an auto accident, stay calm and take the following steps.
- Safely pull to the side of the road away from traffic and turn your hazard lights on. As you navigate the accident scene, be aware of risks from other cars, fire, or debris.
- Check yourself and others for injuries, and call 911 if needed.
- If law enforcement officers do not come to the scene, report a car accident with a local police department or insurance agency in the days after a crash. Having a report on file may help later if a liability claim is filed.
- Record accident details and note the other driver’s contact information.
- If possible, take photos of vehicle damage, license plates of all vehicles involved and location of the accident.
- Protect your ID. Do not give out your address or allow your driver’s license to be photographed.
- Be careful of what you say. Don’t take the blame or blame others, as police officers, insurance providers, and witnesses will be listening closely to determine what caused the accident. You don’t want to be wrongfully accused.
- Call your insurance agent to report your claim as soon as possible. Give details while they’re fresh in your mind.
- Contact your insurance company for a rental car. Many insurance providers offer temporary car rentals if your personal car is getting repaired from the accident.
- Take time for yourself to relax and take a breather. Getting into an auto accident of any size is a scary experience – give your mind and body time to rest, and don’t feel pressured to drive until you feel ready to do so.
Knowing what to do after a car accident can ensure your safety and peace of mind. To speak to a AAA Ohio insurance agent, call 800-323-5490 or visit AAA.com/Insurance.