Many people feel that life insurance is something they don’t need or can’t afford. In reality, almost everyone needs this coverage at some stage of their lives, and, according to the research organization LIMRA, 80% of consumers overestimate the cost of coverage. Who needs life insurance? How do you know whether you need life insurance? …
Hawaii: Each Island Offers a Unique Vacation Experience
Hawaii—America’s tropical paradise of the Pacific. People know it for its glistening beaches, hidden waterfalls, idyllic year-round weather, legendary luaus, epic surfing and miles of towering palm trees dancing in the island breeze. And while you can find these iconic items on each of the six main vacation islands, each individual island offers an ambiance …
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Driving at Night
While it shouldn’t preoccupy our thoughts as we’re pulling out of the driveway, many people don’t realize driving is often the riskiest thing they do each day. It’s even more dangerous at night. According to the National Safety Council, traffic deaths are three times greater at night. There are many factors for this, including increased …
Coming of Age Behind the Wheel
Once upon a time, netting your “temps” was a highly anticipated rite of passage among American 15-year-olds, who started tracking their qualifying date for driving privileges months in advance – and pestering their parents until the coveted permit was in-hand. About that same time the Ford Taurus and Pac Man were introduced, and apparently the …
5 Tips for Using Your Credit Card Online
With just a click of the mouse, you can buy nearly any product online – from cars and diamond jewelry to medicine and groceries. Yet online shopping requires the same level of precaution you use when you’re out shopping in person. Take these steps to help avoid being cheated by clever scam artists: Shop at …